Personal Loans

NMA offers many loan options designed to fit your specific needs. Debt consolidation, home repair, vacations or money for college – whatever the need, let us help you meet your goals. Apply online, call or come in and speak with our helpful staff.

  • Signature Loans –  For everyday expenses or unexpected emergencies, a signature loan may be right for you. Our loans offer great rates and convenient automatic payment options.
  • Visa Credit Cards – Competetive rates, no annual fee and available limits up to $10000.00 for qualified applicants! Apply now to enjoy the many benefits of an NMA Visa Card.
  • Share Secured Loans – Looking for a low interest rate loan or looking to build your credit. Use your savings account or certificate as collateral to get a lower loan rate and earn dividends at the same time.
  • EZ Access Lines of Credit – A Line of Credit (LOC) loan is a revolving loan that can be reused as you pay it down. NMA’s EZ Access LOC offers many convenient access options.

Click HERE to view our current loan rates.

Click HERE to begin your loan process.

Click HERE to have our Loan Specialist contact you.

Click HERE to view our loan calculators.

Vehicle Loans

New or used car, truck, RV or boat. NMA will help you drive away with the vehicle of your dreams. NMAFCU offers competitive rates and has simple-interest financing on all vehicles. Terms up to 84 months on new vehicles, and up to 72 months on used vehicles. No application fees or prepayment penalties.

New Car Rate – as low as 2.00% APR

Used Car Rate – as low as 3.00% APR

Rates are based on member creditworthiness and term of loan.

Click HERE to apply!

Click HERE to view our current loan rates.

Click HERE to view our loan calculators.

Click HERE to have our Loan Specialist contact you.

Mortgage Loans

Credit Union MLO#: 615904

NMA also offers a full range of fixed and variable rate mortgages at competitive rates and low closing cost to help you finance the home of your dreams.

Home Equity Loan – as low as 4.50% APR Fixed*

Up to 80% of value based on city assessment. Five, seven, and ten year terms available.

Home Equity Line of Credit – 3.25% APR Variable

No minimum free checks. 20-year term. Up to 80% of value based on city assessment. Rate may be adjusted twice a year, no more than .50%. Most home loans close within three weeks.

You decide how to use the equity in your home. Purchase a car, consolidate your debts, take on that home improvement project, pay for your education or just take care of life’s events. AND, enjoy possible tax advantages. Consult a tax advisor regarding the deductibility of interest.

Click HERE to view our current loan rates.

Click HERE to view our loan calculators.

Click HERE to begin your loan process.

Click HERE to have our Loan Specialist contact you.

*Five year term rate

Loan & Credit Card Application

While members and non-members are welcome to apply for loan & credit card products, you must become a member prior to disbursement. For more information, call 757-497-4500 or toll free 800-827-6928.

How do I apply for a loan with NMA Federal Credit Union?

  • APPLY ONLINE – Feel like staying home today? Click HERE to access our online loan application. Instant decisions are available in some cases. Note: This application is not for Mortgage Loans.
  • APPLY IN PERSON – While electronic services make life easier for some, others will always value the personal service of a face to face transaction. Visit any of our branches to apply in person.
  • APPLY BY PHONE – Call our Loan Center at 757-497-4500, Monday – Friday, 9:30am – 5:30pm.